101, Report:
#1032146
Posted Date:
Jul 25 2003
GetSmart AKA Emerge MasterCard Rip Off! Ridiculous! Fraudulent! screwed others too Columbus Ohio
I was trying to establish first time credit for myself. Noone would accept me for a credit card. Suddenly along comes a company offering me a GetSmart card. I thought that this was great! Someone would finally give me a credit card and allow me to establish good credit for myself...
Entity
Categories: Credit & Debt Services
102, Report:
#64283
Posted Date:
Jul 22 2003
Providian Visa Aka Emerge Mastercard ripoff, destroy credit rating when bill paid in full, did not notify me of change in writing, can not contact to clear my credit report I don't exist deceptive company tricked and lied to us victimized many consumers I can't contact anybody!Internet
Providian Visa sold my account to Emerge Mastercard, and I was never informed.
I've paid my bill in full to Providian, but since it's now Emerge Mastercard, I've called their number 1 866-705-3603 and can't get through; their automated phone does not recognize my old account numb...
Entity
Categories: Credit & Debt Services
103, Report:
#64141
Posted Date:
Jul 19 2003
Emerge Mastercard pvn ripoff, will not close account fraudulent business mistreated and ripped off outlandish late fees political corruption scam con artists fraud took us for all we had deception fake Trying to call them is like trying to call GOD, cannot get to human ears. Atlanta Georgia
Emerge email is [email protected]
I had an account with Providian Aria and paid it off and told them to close the account out Sept 2002. Well they did but in turn gave or sold it to Emerge Co. Oct.2002. It had a .98 cent credit to me when Emerge got it.
Emerg...
Entity
Categories: Corrupt Companies
104, Report:
#64133
Posted Date:
Jul 19 2003
Emerge Mastercard Providian ripoff did not send statements and before I knew it, I was a month behind. Atlanta Georgia
Providian sold my GetSmart account to Emerge Mastercard. This company did not send statements and before I knew it, I was a month behind. I have since paid this card off, but the deliquency is still showing up on my credit report.
I was never given any notification that the acco...
Entity
Categories: Credit & Debt Services
105, Report:
#63621
Posted Date:
Jul 14 2003
Emerge MasterCard A Subsidiary Company Of Providian ripoff consumer rip-off fraud Columbus Georgia
I have been a customer of Providian for years with my credit in good standing. I have been trying to get my credit cards paid off so I put up my cards and hadn't used them for a long time. I received a notice in the mail that my credit limit was going to be reduced by $600.00 (coi...
Entity
Categories: Credit Card Processing (ACH) Companies
106, Report:
#62251
Posted Date:
Jun 30 2003
Emerge Mastercard ripoff, bad customer service and don't speak good english Atlanta Georgia
I had a card through providian getsmart and i really enjoyed the service in which i got. one day i get a card from Emerge to replace providian. Then I receive a bill with an annual fee charge that I had just paid Providian just a month or so before.
I called Emerge and was told t...
Entity
Categories: Credit & Debt Services
107, Report:
#62011
Posted Date:
Jun 27 2003
Emerge Mastercard Use To Be Getsmart Visa deception, consumer fraud ripoff, rip-offs, victimized many consumers Columbus Georgia
I opened a getsmart visa account about three years ago and about a year ago i received a letter that getsmart visa will become emerge mastercard. Eveything was going smoothly with getsmart until emerge took over. First, my interest rate skyrocketed to 29.99% that's why no matter how...
Entity
Categories: Corrupt Companies
108, Report:
#61611
Posted Date:
Jun 24 2003
Emerge Mastercard excessive poor customer service harassment never-ending fee ripoff Columbus Georgia
We had a card first from Get Smart then just Providian then all of sudden when i go to make my payment online i get a page that says no longer available info will be mailed It is now Emerge mastercard. I was sold without notice. We got one week behind I paid all fees and thought th...
Entity
Categories: Credit & Debt Services
109, Report:
#61543
Posted Date:
Jun 23 2003
Emerge Mastercard ripoff deceptive company Atlanta Georgia
I have had a Providian account since 2001, Providian letter (10/2001) states, due to strategic changes within our business we will be transferring you credit card account to Emerge Mastercard
I have never received a new credit card from this weird company,customer service speaks ...
Entity
Categories: Credit Card Processing (ACH) Companies
110, Report:
#61484
Posted Date:
Jun 23 2003
EMERGE MASTERCARD, PROVIDIAN VISA NO CHOICE BUT GETTING RIPPED OFF abused & mistreated ripoff business from hell Internet
I also had a providian Get Smart Visa, and never missed a payment nor was I ever late. One day last year after I had just done a $200.00 payment over the internet, I went to use the providian card and it was declined. I called providian and was told that my account had been cancelle...
Entity
Categories: Credit Card Processing (ACH) Companies
111, Report:
#60610
Posted Date:
Jun 13 2003
EMERGE MASTERCARD PROVIDIAN ripoff COLUMBUS Georgia
I had an Aria Visa card which turned into a Getsmart Visa card which turned into a Emerge Mastercard. Not only is it a ripoff because my interest rate doubled but their customer service STINKS!! I had excellent payment history in the past and so not realize why the rate was raised...
Entity
Categories: Credit & Debt Services
112, Report:
#60510
Posted Date:
Jun 12 2003
Emerge Mastercard ripoff the business that doesnt give a dam Georgia Georgia
I had Providan credit was doing great.
They say they changed to Emerge ,intrest is to high.
And always always even if mailed 10 days ahead always late fee.
Theresa
Carmel, New YorkU.S.A.
Entity
Categories: Credit & Debt Services
113, Report:
#60466
Posted Date:
Jun 12 2003
Providian Aria Getsmart Emerge ripoff and closure of account for no good reason! The business that doesnt give a damn! Atlanta Georgia
I have always been a good cutomer to Getsmart Visa (previously Aria). I made my payments on time, and always paid more than the minimum payment due. I actually paid off the balance several times; I can't count the number of back-statements I have with a zero balance ($0.00) on the...
Entity
Categories: Credit Card Processing (ACH) Companies
114, Report:
#60047
Posted Date:
Jun 09 2003
EMERGE MASTERCARD ripoff Columbus Georgia
I have had it with this company that switch my account from Providian to EmergeMasterColdcard which is owened by Providian, they did this without notifying me and screw up all my payments, my balance just went up to an outrageous amount which I can't afford.
The customer service is...
Entity
Categories: Credit & Debt Services
115, Report:
#60025
Posted Date:
Jun 09 2003
Emerge Mastercard ripoff outlandish ripoff late fees false promises consumer fraud ripoff Georgia
I had an excellant credit history with providian mc,but when they claimed bankruptcy,they sold my account to emerge mc and as a result my percentage and late fees complied to over one thousand dollars . I know my account was less then that.
emerge says they will issue a new car...
Entity
Categories: Credit & Debt Services
116, Report:
#59902
Posted Date:
Jun 08 2003
Emerge Mastercard consumer fraud Atlanta Georgia
I had a Providian account for about two years and then my account was sold to Emerge Mastercard. I never received a notice about this.
I finally received a paper statement from Emerge after my account had become delinquent. I simply refused to pay on the account after this po...
Entity
Categories: Credit & Debt Services
117, Report:
#59869
Posted Date:
Jun 07 2003
PROVIDIAN EMERGE MASTERCARD ripoff business from hell ATLANTA Georgia
This is such a scam. I had a great interst rate of 12.99% which I worked very hard over several years to get after my ex-husband ruined my credit. Then I get this letter from these EMERGE MASTERCARD assholes stating that they bought out my getsmart account. Then I receive my first s...
Entity
Categories: Credit & Debt Services
118, Report:
#59840
Posted Date:
Jun 06 2003
Emerge MasterCard rip-off! You think your account is paid off, but they'll be tacking on late fees. Here's a couple recomendations to help free you from their evil clutches. Atlanta Georgia
I am taking a moment to warn those who are now falling victim to Emerge Mastercards highly unethical practices and a couple recomendations to help free you from their evil clutches.
First off, I was a happy member of Providian for some time and quite happy with their service. Thi...
Entity
Categories: Credit Card Processing (ACH) Companies
119, Report:
#59829
Posted Date:
Jun 06 2003
Providian Emerge Mastercard ripoff There should be some law on consumers being able to increase interest rates once an account has been closed. Atlanta Georgia
When I first got my account from providian in 1998 my account had available credit of $500 max. When I left to go to Korea in 2000 my credit limit was the same. While in Korea I never saw any of my bills, but I made sure I paid off the account every chance I could while in Korea. ...
Entity
Categories: Credit Card Processing (ACH) Companies
120, Report:
#59711
Posted Date:
Jun 05 2003
Providian Emerge Mastercard Ripoff Liars & Cheats ripoff artists These creeps continually charge me over limit fees Atlanta Georgia
When Emerge took over the account, it switched from Visa to Mastercard so I cancelled the account. Frankly, I just wanted a Visa. My interest rate skyrocketed! In Addition, while still Providian, I was offered a special credit increase program. It virtually doubled my limit. I've...
Entity
Categories: Corrupt Companies
121, Report:
#59403
Posted Date:
Jun 03 2003
Providian Emerge Mastercard ripoff Atlanta Georgia
I had a credit card issued by Providian Bank. After several months they increased my credit limit because I kept the account in good standing. I then recieved a letter from them stating there were some changes to my account and I would be recieving a new card in the mail with the ...
Entity
Categories: Credit & Debt Services
122, Report:
#59217
Posted Date:
Jun 02 2003
Emerge Mastercard ripoff outlandish ripoff late fees Columbus Georgia
This is a the worse bait and swich scheme I have ever seen. This company got me to sign up under the promise of credit repair and low intrestest rates. Then one day you get a letter stating the company has been sold and my new rate is 30%.
The company does not care, in additi...
Entity
Categories: Credit Card Processing (ACH) Companies
123, Report:
#59054
Posted Date:
May 31 2003
Providian/Emerge ripoff Atlanta Georgia
I had a Providian Visa Card with an excellent credit rating with them. I paid my payments on time and received large credit line increases.
One day, out of the blue, at my old address (not even the last address I had on record with Providian), I got a bill from Emerge Mastercard...
Entity
Categories: Corrupt Companies
124, Report:
#58721
Posted Date:
May 29 2003
Emerge Mastercard call my home everyday Columbus Georgia
My wife has lukemia is we are now down to one income.In March my wife received a call because we were behind on our payments at this time my wife explained and made arrangements for automatic payments they have been taking money twice a month.
For the past week everyday my wife ...
Entity
Categories: Credit & Debt Services
125, Report:
#58191
Posted Date:
May 24 2003
Providian/emerge ripoff and extremely high interest rates Columbus Georgia
I have noticed that alot of the post that everyone dealing with Emerge Mastercard are in the same situations as I am. No notice on change, outragous finance charges ridiculous yearly fee and no customer service available to you.
Yolande
orlando, FloridaU.S.A.
Entity
Categories: Credit & Debt Services